We are the direct buyer, not a middleman passing your details around. Complete in as little as 7 days, or pick a date months from now. The offer you accept is the figure that lands in your bank.
Takes under 60 seconds. No obligation, no pushy sales calls.
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We will be in touch within 24 hours with your initial cash offer.
A member of our local team will call you within 24 hours with your initial cash offer. If you need us sooner, call 01902 288 161. We are open 24/7.
No viewings on a loop, no boards outside your house, no waiting on somebody else’s mortgage. You deal with us directly from start to finish.
Postcode, address and a couple of quick questions. Under a minute, and nothing intrusive. We are open 24/7, so submit it at 2am if that suits you.
Takes 60 secondsWe check Land Registry sold prices, current listings and local demand, then call you with a clear figure and, where it applies, all three of your selling options.
Within 24 hoursWe instruct solicitors and cover the standard fees. Exchange and complete in as little as 7 days, or pick a date three months out. Your call, not ours.
From 7 daysFacing an eviction date? We can move in a week. Waiting on a Grant of Probate or a school term to end? We will hold the date open for you.
Most cash buyers have one product: a low offer, take it or leave it. We put three routes on the table and tell you honestly which one puts the most money in your pocket.
Maximum certainty and maximum speed. The right call when the deadline matters more than the last few thousand pounds.
A cash price locked in from day one, with a share of anything above it. You cannot lose, and you might gain.
We fund and manage a full refurbishment, sell it at the higher end value, and split the uplift. You pay nothing and do nothing.
| Option 1 Instant Cash Offer |
Option 2 Guaranteed Sale + Profit Share |
Option 3 Zero-Cost Refurbish & Sell |
|
|---|---|---|---|
| What you would typically get on a £150,000 as-is property | £127,500 | £138,000 typical | £200,000 where refurb-suitable |
| Timeframe | 7–28 days | 6–8 weeks | 4–8 months, refurb plus a full-market sale |
| Certainty | Fixed the day you accept it | Baseline guaranteed, upside not guaranteed | Baseline guaranteed, upside not guaranteed |
| Cost or effort to you | None | None | None |
| Best suited to | Deadlines and maximum certainty | Anyone with 6–8 weeks who wants a higher price than Option 1 | Tired or dated properties with real upside |
Worked figures only, on an illustrative £150,000 as-is property. Option 2's uplift depends on what the property actually achieves once marketed. Option 3 only applies where a refurbishment genuinely adds value: we will tell you honestly if your property is not a fit. We run your real figures with you before you commit to anything.
A dated three-bed semi-detached in Birmingham, needing a full cosmetic and structural refurbishment throughout. You keep ownership the whole way through: here is exactly how Option 3 works, and why the seller walks away with 133% of what a straight cash sale would have paid.
Worked illustration only. Every property is different and we run these figures with you before you commit to anything.
Drag the handle to compare. Illustrative example of the works we fund and manage, not a specific property.
You have probably heard the horror stories. A cash buyer agrees £180,000, strings the vendor along for six weeks, then knocks £20,000 off two days before completion when it is too late to walk away. That is gazundering, and it is how a lot of this industry makes its money.
We do not do it. Our offer is fixed at the point you accept it, and the only thing that changes it is you telling us something material we did not know. If we get it wrong, that is our problem to absorb, not yours.
See what we would payA tired three-bed semi worth £100,000 on the open market, sold four different ways. Every figure below is a real cost somebody pays. Most of them just never appear on the valuation.
| Midlands Cash Buyers | Estate agent | Auction | Other cash buyers | |
|---|---|---|---|---|
| The sale | ||||
| Time to completion | 7–28 days | 6–9 months | 8–12 weeks | 2–8 weeks, often slips |
| True market value | £100,000 | £100,000 | £100,000 | £100,000 |
| Price agreed with you | £85,000 | £96,000 | £88,000 | £85,000 |
| What comes off it | ||||
| Agent, auction or admin fees | £0 | −£1,728 | −£3,040 | −£1,000 |
| Solicitor fees | £0, we pay | −£1,500 | −£1,500 | −£1,500 |
| EPC, clearance & removals | £0, we handle | −£500 | −£500 | −£500 |
| Mortgage, council tax & bills while you wait | −£130 | −£3,892 | −£1,668 | −£834 |
| Offer dropped before completion | £0, guaranteed | n/a | n/a | −£2,500 typical |
| What actually lands in your bank | £84,870 | £88,380 | £81,292 | £78,666 |
| Risk of it falling through | None, our own funds | Around 1 in 3 | Buyer can withdraw | High |
The assumptions, in the open: agent fee 1.5% + VAT; auction 2.5% + VAT plus a £400 legal pack; holding costs of £556 a month (£425 mortgage, £71 council tax, £60 utilities), charged over the time each route actually takes.
On this example an estate agent puts roughly £3,500 more in your pocket, if the sale completes and if you can wait seven months for it. Around one in three does not. What you are buying from us is certainty and speed, and against every other fast route on this page we come out ahead.
And if you want the higher number without the seven-month wait, Option 2 is built for exactly that. Its baseline is guaranteed on day one, and it typically completes in 6–8 weeks. If you would rather have more money than a faster sale, our Zero-Cost Refurbish & Sell has netted vendors more than a straight open-market sale would have paid, though it takes a similar amount of time to get there once you count the refurbishment itself.
Six situations make up most of what we buy. Pick the one that fits and we will show you exactly how it works, including the bits other buyers do not mention.
Losing someone is hard enough without an empty house, a solicitor’s bill and an Inheritance Tax deadline landing on top of it.
A new job, a visa date or a flight already booked. The one thing you cannot control is whether a chain holds together.
Arrears build quietly and then all at once. There is usually more room to move than the letters suggest, and no judgement from us.
Unsecured debts, CCJs or a mortgage you can no longer keep up with. Releasing the equity in your home can clear it fast, before it gets any worse.
Your buyer walked two weeks before exchange and your onward purchase is about to go with them. This is fixable, and quickly.
The tenants have gone and left you a mess, an EPC problem and a council tax bill on an empty house. You are done, and that is fair enough.
Divorce, separation, downsizing, a short lease, a problem neighbour, a property you simply cannot face dealing with any more. Call us and we will tell you straight whether we can help.
If a surveyor has ever killed a sale on your house, or an agent has stopped returning your calls, this is the list they were worried about. None of it stops us buying.
Vacant, unmodernised and boarded up, next door to a perfectly ordinary family home. We buy properties in this condition every month.
We buy with our own funds, so there is no mortgage valuation to fail and no lender to talk us out of it.
A few of the properties we have bought recently, in the sellers’ own situations, at their own pace.
2 bed semi-detached
The eviction date was already booked. We agreed a price, attended the court hearing with the seller and proof of funds, and exchanged in time for the case to be withdrawn.
3 bed semi-detached · Probate
Tired, unheated and with a leaking roof, this one was never going to shine as it stood. We funded and managed a full refurbishment ourselves, then sold it on.
3 bed mid-terrace
With a flight already booked and a country to leave, waiting on an estate agent was not an option. We agreed a price and completed with two weeks to spare.
3 bed semi-detached
Mounting debts needed clearing fast, quietly and without a drawn-out sale. We agreed a fair price and had funds in their account within a fortnight.
4 bed end terrace
A larger inherited property with no one able to take on the upkeep. We handled the full clearance and exchanged as soon as probate allowed.
2 bed mid-terrace
A landlord ready to exit the rental market for good, with an unsatisfactory EICR the property would have needed rewiring work to pass. Bought as-is, no EPC or electrical upgrade, no re-letting, no more empty months.
“We are not a faceless national call centre. When you deal with Midlands Cash Buyers, you deal directly with the same small local team every time, based right here in the West Midlands.”
The person who values your property is the person who buys it and the person who answers when you ring back. We know what a Birmingham terrace is worth because we bought one last month, not because a spreadsheet told us. If we cannot make the numbers work for you, we will say so and point you somewhere better.
If your postcode starts with B, WV, WS, DY, TF, ST, WR or CV, there is a strong chance we are already active on your doorstep.
Not on the list? We still buy across the wider Midlands. give us a ring and we will tell you honestly.
No. There is no commission, no admin fee and nothing deducted at completion. We also pay your standard UK solicitor fees and cover the property clearance. The offer you accept is the figure that lands in your bank account. If a cash buyer will not put that in writing for you, walk away.
Seven days is achievable when it needs to be, and we have done it for vendors facing eviction dates. The realistic average is two to four weeks, and the pace is usually set by how quickly searches and your own solicitor move. Equally, if you want to complete in three months because of a school term or a probate grant, we will hold the date and the price.
Yes, and those are often the ones we want most. Refurbishment is what we do. You do not need to paint a wall, fix the boiler, replace the kitchen or clear out what the last tenants left behind. If the property is in poor condition, ask us about our Zero-Cost Refurbish & Sell option. That is usually where you make the most money.
Straight answer: a genuine instant cash offer is below what a perfect open-market sale would achieve, because you are buying speed and certainty rather than the highest possible number. Anyone promising full market value in cash in seven days is not being honest with you. What we will do is show you all three options with the actual figures side by side, so you can decide whether the speed is worth it. Plenty of our vendors end up choosing Option 2 or 3 instead, and we are fine with that.
We are the buyer. We purchase with our own funds through our registered UK company. A lot of companies advertising as cash buyers are actually sourcing agents who need to find someone else to fund the purchase. That is where the delays and the last-minute price drops come from.
Yes. We can agree terms and exchange contracts conditional on the Grant of Probate being issued, which locks in your price and certainty while the legal process runs its course. We also handle the full clearance of the property, which for a lot of families is the part they are dreading most.
Usually not, even when a hearing date is already set. We speak to lenders directly, and where it helps we will attend the court hearing with you so the judge can see written proof of funds and a genuine intention to complete. Courts will often adjourn on that basis. Call us before the hearing, not after. The earlier we are involved, the more room there is.
They come to us and stay with us. We are registered with the ICO for data protection and we do not sell, share or broker your details to a panel of other buyers. You get one valuation email and one phone call. If you tell us you are not interested, that is the end of it.
No obligation, no pressure and no one turning up unannounced. Just an honest figure and three ways to sell, within 24 hours.
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