You have enough to deal with. We buy houses for cash across the West Midlands during separation and divorce, work alongside your solicitors, and split the sale cleanly so you can both move forward.
Takes under 60 seconds. No obligation, no pushy sales calls.
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We will be in touch within 24 hours with your initial cash offer.
A member of our local team will call you within 24 hours with your initial cash offer. If you need us sooner, call 01902 288 161. We are open 24/7.
No viewings on a loop, no boards outside your house, no waiting on somebody else’s mortgage. You deal with us directly from start to finish.
Postcode, address and a couple of quick questions. Under a minute, and nothing intrusive. We are open 24/7, so submit it at 2am if that suits you.
Takes 60 secondsWe check Land Registry sold prices, current listings and local demand, then call you with a clear figure and, where it applies, all three of your selling options.
Within 24 hoursWe instruct solicitors and cover the standard fees. Exchange and complete in as little as 7 days, or pick a date three months out. Your call, not ours.
From 7 daysNeed it settled before a hearing date? We can move in a week. Waiting on a financial consent order or a school term to end? We will hold the date open for you.
Most cash buyers have one product: a low offer, take it or leave it. We put three routes on the table and tell you honestly which one puts the most money in your pocket.
Maximum certainty and maximum speed. The right call when the deadline matters more than the last few thousand pounds.
A cash price locked in from day one, with a share of anything above it. You cannot lose, and you might gain.
We fund and manage a full refurbishment, sell it at the higher end value, and split the uplift. You pay nothing and do nothing.
| Option 1 Instant Cash Offer |
Option 2 Guaranteed Sale + Profit Share |
Option 3 Zero-Cost Refurbish & Sell |
|
|---|---|---|---|
| What you would typically get on a £150,000 as-is property | £127,500 | £138,000 typical | £200,000 where refurb-suitable |
| Timeframe | 7–28 days | 6–8 weeks | 4–8 months, refurb plus a full-market sale |
| Certainty | Fixed the day you accept it | Baseline guaranteed, upside not guaranteed | Baseline guaranteed, upside not guaranteed |
| Cost or effort to you | None | None | None |
| Best suited to | Deadlines and maximum certainty | Anyone with 6–8 weeks who wants a higher price than Option 1 | Tired or dated properties with real upside |
Worked figures only, on an illustrative £150,000 as-is property. Option 2's uplift depends on what the property actually achieves once marketed. Option 3 only applies where a refurbishment genuinely adds value: we will tell you honestly if your property is not a fit. We run your real figures with you before you commit to anything.
A dated three-bed semi-detached in Walsall, needing a full cosmetic and structural refurbishment throughout. You keep ownership the whole way through: here is exactly how Option 3 works, and why the seller walks away with 133% of what a straight cash sale would have paid.
Worked illustration only. Every property is different and we run these figures with you before you commit to anything.
Drag the handle to compare. Illustrative example of the works we fund and manage, not a specific property.
You have probably heard the horror stories. A cash buyer agrees £180,000, strings the vendor along for six weeks, then knocks £20,000 off two days before completion when it is too late to walk away. That is gazundering, and it is how a lot of this industry makes its money.
We do not do it. Our offer is fixed at the point you accept it, and the only thing that changes it is you telling us something material we did not know. If we get it wrong, that is our problem to absorb, not yours.
See what we would payA tired three-bed semi worth £100,000 on the open market, sold four different ways. Every figure below is a real cost somebody pays. Most of them just never appear on the valuation.
| Midlands Cash Buyers | Estate agent | Auction | Other cash buyers | |
|---|---|---|---|---|
| The sale | ||||
| Time to completion | 7–28 days | 6–9 months | 8–12 weeks | 2–8 weeks, often slips |
| True market value | £100,000 | £100,000 | £100,000 | £100,000 |
| Price agreed with you | £85,000 | £96,000 | £88,000 | £85,000 |
| What comes off it | ||||
| Agent, auction or admin fees | £0 | −£1,728 | −£3,040 | −£1,000 |
| Solicitor fees | £0, we pay | −£1,500 | −£1,500 | −£1,500 |
| EPC, clearance & removals | £0, we handle | −£500 | −£500 | −£500 |
| Mortgage, council tax & bills while you wait | −£130 | −£3,892 | −£1,668 | −£834 |
| Offer dropped before completion | £0, guaranteed | n/a | n/a | −£2,500 typical |
| What actually lands in your bank | £84,870 | £88,380 | £81,292 | £78,666 |
| Risk of it falling through | None, our own funds | Around 1 in 3 | Buyer can withdraw | High |
The assumptions, in the open: agent fee 1.5% + VAT; auction 2.5% + VAT plus a £400 legal pack; holding costs of £556 a month (£425 mortgage, £71 council tax, £60 utilities), charged over the time each route actually takes.
On this example an estate agent puts roughly £3,500 more in your pocket, if the sale completes and if you can wait seven months for it. Around one in three does not. What you are buying from us is certainty and speed, and against every other fast route on this page we come out ahead.
And if you want the higher number without the seven-month wait, Option 2 is built for exactly that. Its baseline is guaranteed on day one, and it typically completes in 6–8 weeks. If you would rather have more money than a faster sale, our Zero-Cost Refurbish & Sell has netted vendors more than a straight open-market sale would have paid, though it takes a similar amount of time to get there once you count the refurbishment itself.
Most people selling during a divorce have never sold a house under these circumstances before, and are doing it while dealing with everything else a separation brings. Here is what usually makes it hard, and what we take off your plate.
A fixed, written cash figure gives you both a single number to work from, agreed before either of you has spent weeks arguing over an estate agent's optimistic valuation. What you see is what actually gets split.
Some couples need to sell before the order is finalised so the figures can go into it; others need to wait until it is granted. We can agree a price and work alongside your solicitors either way, so the sale is ready to move the moment your legal position allows it.
When a buyout is not affordable and neither of you wants to keep paying a joint mortgage on a house you no longer share, a clean sale to a cash buyer ends the financial tie in one step, without a chain to negotiate around.
If a court has ordered the property sold, or a Mesher-style arrangement has come to an end, we can move as quickly as the order requires, with our own funds and no mortgage lender to slow things down.
Strangers walking through your home while you are going through a separation is nobody's idea of easy. We do not need viewings, boards outside the house, or an open-market marketing campaign.
Mortgage payments, bills and maintenance do not pause while the legal process runs its course. The faster the sale completes, the sooner that monthly drain on both of you stops.
If a surveyor has ever killed a sale on your house, or an agent has stopped returning your calls, this is the list they were worried about. None of it stops us buying.
Vacant, unmodernised and boarded up, next door to a perfectly ordinary family home. We buy properties in this condition every month.
We buy with our own funds, so there is no mortgage valuation to fail and no lender to talk us out of it.
“We are not a faceless national call centre. When you deal with Midlands Cash Buyers, you deal directly with the same small local team every time, based right here in the West Midlands.”
The person who values your property is the person who buys it and the person who answers when you ring back. We know what a Birmingham terrace is worth because we bought one last month, not because a spreadsheet told us. If we cannot make the numbers work for you, we will say so and point you somewhere better.
If your postcode starts with B, WV, WS, DY, TF, ST, WR or CV, there is a strong chance we are already active on your doorstep.
Not on the list? We still buy across the wider Midlands. give us a ring and we will tell you honestly.
More on the legal side: Can You Sell a House During a Divorce?
Yes, if you are joint owners we need both of you to agree to the sale and instruct solicitors. A fixed written cash offer often makes that conversation easier than an open-ended estate agent valuation, because there is a single number to agree on rather than a guessing game about what the market might pay.
Often, yes. We can agree a price and work alongside your solicitors while the consent order is being finalised, so the sale is ready to complete as soon as the order allows. Talk to us early and we will fit around your legal timeline rather than the other way round. See our guide to selling a house during a divorce for the court fees and the capital gains tax rules.
We cannot resolve that for you, that is a matter for you and your solicitors. But once you have both agreed, or a court has ordered the sale, we can move quickly so the resolution does not drag on for months waiting on an open-market buyer.
We cover the standard UK conveyancing fees on the sale of the property itself. Your own family or divorce solicitor handling the separation is a separate piece of work and stays with you, but the sale conveyancing costs are on us.
We survey before we make our offer, not after you have committed. So the figure already reflects the condition. It does not drop later because a surveyor found something we could see on the first visit.
None at all. Take the figure to your solicitor, to each other, or to an estate agent for comparison. If a longer open-market sale genuinely suits your situation better, we will say so ourselves.
No obligation, no pressure and no one turning up unannounced. Just an honest figure and three ways to sell, within 24 hours.
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