01902 288 161Local line · open 24/7 Get my cash offer
We can move in as little as 7 days

Facing repossession? There is usually still time.

Even with a hearing date set, there are often more options than the letters suggest. We deal with lenders directly, we can attend court with you, and we buy with our own funds so nothing falls through.

  • We speak to your lender directly. With your authority, we deal with them so you do not have to.
  • We attend the hearing with you. So the judge sees written proof of funds and a genuine buyer.
  • Exchange halts the process. A committed sale is the strongest thing you can show a court.
  • Completely confidential. No boards, no viewings, no neighbours knowing anything.
7 daysFastest completion
24 hrsTo your first offer
£0Fees, ever
24/7Always open

Get your free cash offer

Takes under 60 seconds. No obligation, no pushy sales calls.

Step 1 of 4Your property

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Your details are never sold or passed to third parties.

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Step 2 of 4A little detail
Step 3 of 4Where to send it

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No spam. One valuation email and a single call. That is it.

Final stepAlmost done

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We will be in touch within 24 hours with your initial cash offer.

Thank you, we have got it.

A member of our local team will call you within 24 hours with your initial cash offer. If you need us sooner, call 01902 288 161. We are open 24/7.

ICO registered No obligation Never sold to third parties
A red brick 1930s semi-detached house on an ordinary West Midlands street
The kind of house we buy every week, across Walsall, Wolverhampton, Dudley and Birmingham.
Trustpilot Excellent: 5 out of 5
Google
No feesNot a penny, ever
No chainsOur own funds
Any conditionBought as-is
Fixed offer guaranteeNo last-minute drops
Free property clearanceLeave what you like
Solicitor fees paidStandard legals covered

Three steps.
Cash in your account.

No viewings on a loop, no boards outside your house, no waiting on somebody else’s mortgage. You deal with us directly from start to finish.

1

Tell us about the property

Postcode, address and a couple of quick questions. Under a minute, and nothing intrusive. We are open 24/7, so submit it at 2am if that suits you.

Takes 60 seconds
2

Get your initial offer in 24 hours

We check Land Registry sold prices, current listings and local demand, then call you with a clear figure and, where it applies, all three of your selling options.

Within 24 hours
3

Complete on your date

We instruct solicitors and cover the standard fees. Exchange and complete in as little as 7 days, or pick a date three months out. Your call, not ours.

From 7 days

Fast when you need it. Slow when you don’t.

Facing an eviction date? We can move in a week. Waiting on a Grant of Probate or a school term to end? We will hold the date open for you.

7 daysUrgent: repossession, eviction 14 daysChain break rescue 28 daysThe usual choice 3–6 months+Whenever suits you
Your three options

Not everyone should take the cash.
So we give you the choice.

Most cash buyers have one product: a low offer, take it or leave it. We put three routes on the table and tell you honestly which one puts the most money in your pocket.

Option 1

Instant Cash Offer

Maximum certainty and maximum speed. The right call when the deadline matters more than the last few thousand pounds.

  • Exchange and complete in as little as 7 days
  • Our own funds: no lender, no chain, no survey to fail
  • Solicitor fees paid and full clearance included
  • The figure we agree is the figure that completes
Option 2

Guaranteed Sale + Profit Share

A cash price locked in from day one, with a share of anything above it. You cannot lose, and you might gain.

  • We guarantee a baseline cash price in writing
  • We market it through our auction and open-market channels
  • Anything achieved above the baseline is split with you
  • If it does not sell higher, you still get the guaranteed price
Option 3

Zero-Cost Refurbish & Sell

We fund and manage a full refurbishment, sell it at the higher end value, and split the uplift. You pay nothing and do nothing.

  • We pay for every trade, every material, every skip
  • We handle the estate agents and the conveyancing
  • You never lift a paintbrush or spend a penny
  • Typically nets vendors 110–135% of their as-is market value
Option 1
Instant Cash Offer		 Option 2
Guaranteed Sale + Profit Share		 Option 3
Zero-Cost Refurbish & Sell
What you would typically get on a £150,000 as-is property £127,500 £138,000 typical £200,000 where refurb-suitable
Timeframe 7–28 days 6–8 weeks 4–8 months, refurb plus a full-market sale
Certainty Fixed the day you accept it Baseline guaranteed, upside not guaranteed Baseline guaranteed, upside not guaranteed
Cost or effort to you None None None
Best suited to Deadlines and maximum certainty Anyone with 6–8 weeks who wants a higher price than Option 1 Tired or dated properties with real upside

Worked figures only, on an illustrative £150,000 as-is property. Option 2's uplift depends on what the property actually achieves once marketed. Option 3 only applies where a refurbishment genuinely adds value: we will tell you honestly if your property is not a fit. We run your real figures with you before you commit to anything.

How a Walsall semi-detached turns into £50,000 extra.

A dated three-bed semi-detached in Walsall, needing a full cosmetic and structural refurbishment throughout. You keep ownership the whole way through: here is exactly how Option 3 works, and why the seller walks away with 133% of what a straight cash sale would have paid.

Worked illustration only. Every property is different and we run these figures with you before you commit to anything.

Your home’s value today, as-is£150,000
Sale price after the works£295,000
Gross uplift (sale price minus as-is value)£145,000
Less: refurbishment we fund and manage− £35,000
Less: estate agent, legal & holding costs− £10,000
New value created (the real profit)£100,000
Your share of the uplift (50%)£50,000
You receive
133% of your as-is value £200,000
A Walsall semi-detached house after refurbishment, with new windows, door, roof and driveway
The same Walsall semi-detached house before refurbishment, vacant with an overgrown garden
Before After

Drag the handle to compare. Illustrative example of the works we fund and manage, not a specific property.

We will never drop our offer at the last minute.

You have probably heard the horror stories. A cash buyer agrees £180,000, strings the vendor along for six weeks, then knocks £20,000 off two days before completion when it is too late to walk away. That is gazundering, and it is how a lot of this industry makes its money.

We do not do it. Our offer is fixed at the point you accept it, and the only thing that changes it is you telling us something material we did not know. If we get it wrong, that is our problem to absorb, not yours.

See what we would pay
Offer fixed in writing on day oneYou get the figure in an email you can hold us to, not a verbal on a phone call.
No renegotiation after surveyWe survey before we offer, not after you are committed and out of options.
No fees deducted at completionNothing appears on the statement that we did not tell you about upfront.
Us vs the alternatives

Four ways to sell the same house.
Here is where the money actually goes.

A tired three-bed semi worth £100,000 on the open market, sold four different ways. Every figure below is a real cost somebody pays. Most of them just never appear on the valuation.

Midlands Cash Buyers Estate agent Auction Other cash buyers
The sale
Time to completion 7–28 days 6–9 months 8–12 weeks 2–8 weeks, often slips
True market value £100,000 £100,000 £100,000 £100,000
Price agreed with you £85,000 £96,000 £88,000 £85,000
What comes off it
Agent, auction or admin fees £0 −£1,728 −£3,040 −£1,000
Solicitor fees £0, we pay −£1,500 −£1,500 −£1,500
EPC, clearance & removals £0, we handle −£500 −£500 −£500
Mortgage, council tax & bills while you wait −£130 −£3,892 −£1,668 −£834
Offer dropped before completion £0, guaranteed n/a n/a −£2,500 typical
What actually lands in your bank £84,870 £88,380 £81,292 £78,666
Risk of it falling through None, our own funds Around 1 in 3 Buyer can withdraw High

The assumptions, in the open: agent fee 1.5% + VAT; auction 2.5% + VAT plus a £400 legal pack; holding costs of £556 a month (£425 mortgage, £71 council tax, £60 utilities), charged over the time each route actually takes.

The estate agent number is higher. We are not going to pretend otherwise.

On this example an estate agent puts roughly £3,500 more in your pocket, if the sale completes and if you can wait seven months for it. Around one in three does not. What you are buying from us is certainty and speed, and against every other fast route on this page we come out ahead.

And if you want the higher number without the seven-month wait, Option 2 is built for exactly that. Its baseline is guaranteed on day one, and it typically completes in 6–8 weeks. If you would rather have more money than a faster sale, our Zero-Cost Refurbish & Sell has netted vendors more than a straight open-market sale would have paid, though it takes a similar amount of time to get there once you count the refurbishment itself.

No judgement, just options

This happens to more people
than anybody admits.

Arrears build slowly and then all at once, usually after a job loss, an illness, a separation or a business going wrong. None of that makes you unusual, and none of it makes this hopeless.

A court date is not the end of the road

Courts have discretion, and they generally prefer an outcome where the debt is cleared over one where a family is evicted. Evidence of a genuine, funded sale in progress is one of the strongest things you can put in front of a judge.

We can attend the hearing with you

If it helps, we will come with you and provide written proof of funds and our intention to purchase directly to the court. Turning up alone with nothing in writing is a very different hearing to turning up with a funded buyer beside you.

Talking to your lender is exhausting

With your written authority we deal with them directly, get the redemption figure, and keep them updated on the sale. That is usually a weight off immediately.

Your credit file is worth protecting

A completed sale that clears the debt is a very different mark on your file to a repossession. It is worth acting before the repossession is recorded rather than after.

Speed genuinely matters here

We can exchange and complete in as little as seven days where the situation demands it. Once contracts are exchanged, there is a legally binding sale to point to.

There may be equity you are about to lose

Repossessed properties are usually sold quickly and cheaply by the lender, and any shortfall still follows you. Selling before that point often means you walk away with money rather than a debt.

Not quite your situation?

Probate & inheritedRelocating & emigratingDebt & repaymentsBroken chainsEx-rentals & landlordsSomething else

The properties estate agents
quietly give up on.

If a surveyor has ever killed a sale on your house, or an agent has stopped returning your calls, this is the list they were worried about. None of it stops us buying.

A vacant, unmodernised 1930s brick semi-detached house with a boarded window and an overgrown front garden

Vacant, unmodernised and boarded up, next door to a perfectly ordinary family home. We buy properties in this condition every month.

Japanese knotweed Subsidence Structural movement & cracking Severe damp & rot Hoarding & full clearances Fire & smoke damage Short leases Flood history Failed EPC ratings Non-standard construction Mine entries Sitting tenants

We buy with our own funds, so there is no mortgage valuation to fail and no lender to talk us out of it.

“We are not a faceless national call centre. When you deal with Midlands Cash Buyers, you deal directly with the same small local team every time, based right here in the West Midlands.”

The person who values your property is the person who buys it and the person who answers when you ring back. We know what a Birmingham terrace is worth because we bought one last month, not because a spreadsheet told us. If we cannot make the numbers work for you, we will say so and point you somewhere better.

Midlands Cash Buyers, Wolverhampton

Every council we buy in,
across the Midlands and the borders.

If your postcode starts with B, WV, WS, DY, TF, ST, WR or CV, there is a strong chance we are already active on your doorstep.

BirminghamWalsallWolverhamptonSandwellDudleySolihullTelford & WrekinCannock ChaseLichfieldTamworthSouth StaffordshireWyre ForestStaffordRedditchBromsgrove

Not on the list? We still buy across the wider Midlands. give us a ring and we will tell you honestly.

The questions everyone asks us.

Usually not. We have worked with sellers who came to us with a hearing days away. The earlier you call the more room there is, but a date in the diary is not the end of it. Ring us before the hearing rather than after.

Where it helps your case, yes. We provide written proof of funds and confirmation of our intention to buy, so the judge can see the debt is going to be cleared. Courts take a funded, evidenced sale seriously.

Not from us. There is no For Sale board, no listing, no viewings and no open house. One discreet visit from us and then a written offer.

Tell us and we will look at it honestly. Sometimes a sale still makes sense, sometimes it does not, and occasionally the right advice is to speak to a debt adviser rather than sell at all. We will tell you which we think it is.

Nothing, at any stage. We pay the standard solicitor fees and there is no charge for us to look at your situation, whether or not you go ahead.

Free, independent advice is available from Citizens Advice, StepChange and Shelter, and we would encourage you to use it alongside anything we discuss. We are a buyer, not a debt adviser, and you should have both.

Find out what we would pay for your property.

No obligation, no pressure and no one turning up unannounced. Just an honest figure and three ways to sell, within 24 hours.

Get my free cash offer 01902 288 161

Lines open 24 hours a day, 7 days a week.

Get your free cash offer within 24 hours. No fees, no obligation. Or call 01902 288 161, open 24/7. Get my free cash offer